Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. There are many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.
Q: What type of credit is available?
This loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
Use your Account Number to pay for services and products offered by the contractor with whom you apply.
Q: How do I make a payment?
It's simple - pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.