Payment Program

Home Improvement Financing to Fit Your Needs

ENERFFICIENT Third Party Finance Program's focus is to help you create the HVAC system of your dreams, we have several financing options to fit your budget, our third party loans are an easy to apply options, use financing is a convenient way to pay for any HVAC home improvement project.

Explore our special financing options, financing could turn any major investment project on something EXTREMELY CONVENIENT for your budget. All the options are subjected to credit approval, minimum monthly payments are required, and are based on the approval of your application directly with the financing company.

You can apply in minutes, this financing links helps you find monthly payment options that fit your budget. You will find the perfect option from a Revolving line of credit that you can use over and over again, special financing reduced rates, convenient monthly payments to fit your budget and easy to use online account management and bill payment options. Friendly customer service, extremely convenient payment options, quick credit decisions and multiple ways to make a payment, we have it all, and is available for you.

  • 60 Months Special Financing*
  • Deferred Interest Options*
  • Reduced Rate Options*

*Subject to approved credit
Find convenient monthly payment options for your project. Click below to apply online.

Wells Fargo Financing

Synchrony Financing


This is a soft credit pull application. Feel free to browser your options without effecting your credit score


What is Hearth?
Hearth helps homeowners make smart financial decisions about their home improvement projects. We connect homeowners to financing options that meet the needs of almost any project, and we get it done quickly so you can get on with the job. Applying is easy!

Rates in under 2 minutes:
Review your rates from over a dozen lenders through Hearth's quick and secure application without affecting your credit score.

Easy monthly payments:
No surprises. Personal loans through Hearth's lending partners have fixed rates and terms. You'll know your monthly payment upfront.

Get your money fast:
Loans typically fund in 1-5 business days. If approved, Hearth's lending partners can deposit cash into your account as soon as 24 hours.

No prepayment penalties:
There are no fees for paying off your loan sooner, saving you time and money.